Why just pay when every transaction helps you earn, save and enjoy more? With BDO Pay, settling your expenses goes beyond speed and convenience. Every scan or bill payment becomes an opportunity to unlock rewards and exclusive deals that add extra value to your daily spending—from mobile load top-ups to shopping at your favorite stores.

Shop smart, earn instantly

From February 1 to March 31, 2026, every time you use BDO Pay’s Scan to Pay at SM Store and SM Retail affiliates, you get a P100 SM eVoucher for every P5,000 accumulated spend. Each customer can earn up to P300 worth of eVouchers within the promo period.  

Whether you’re grabbing beauty must-haves at Watsons, restocking your pantry essentials with SM Supermarket, styling your home with accents from Our Home, or browsing across a wide range of finds at SM Store, BDO Pay helps you get more value from every purchase.

Make your bills and payments work for you. With BDO Pay, earn rewards for shopping or your day-to-day expenses with no hassle, no fuss.

Load up on points

From January 16 to March 31, 2026, every time you Pay Bills or Buy Load through the BDO Pay app, you earn 1 Rewards point for every P100 spent. 

To start earning and check your Rewards Points, just log in to the BDO Pay app and activate your BDO Rewards Card—it’s that quick and simple.

Simple, secure and made for you 

BDO Pay makes life easier with features that fit your lifestyle—Pay Bills, Send Money, Scan to Pay, Split Bill and Request Money. Every transaction is effortless and safe with exclusive rewards that add value to your day-to-day spending.   

Make every payment count. Download the app from the App Store, Google Play, or AppGallery. Sign in using your BDO Online username and password, and you can discover how convenience and rewards can work together. For full promo details and list of participating SM Retail merchants, visit bdo.com.ph/bdopay–evouchers.